Medicare FAQ

Below are some common questions related to Medicare. Consider the list below a starting place and if you continue to have questions or concerns, please connect with us.

What is NOT Covered by Medicare A & B?

  • While most medical services are covered by Medicare, there are still plenty of things that are NOT covered by Medicare. For example, Medicare does not cover:
    • Medical services outside of the country in most cases
    • Most experimental or elective cosmetic services
    • Preventative services for dental, vision, or hearing

Does Medicare cover Dental, Vision, and/or Hearing services?

  • DENTAL – No. Medicare does not cover dental care or procedures such as cleanings, fillings, crowns, extractions, and dentures. Medicare will provide coverage if a dental issue causes an infection or if oral surgery is necessary after catastrophic and traumatic damage as a result of an accident.
  • VISION – No. Medicare does not cover vision services, such as routine eye exams for eyeglasses or contact lenses. Some exceptions include: coverage for one eye exam and one set of eyeglasses following cataract surgery, preventive exams and corrective treatment/surgery for medical issues related to cataracts, glaucoma, or other eye conditions.
  • HEARING – No. Medicare does not typically cover hearing services, such as hearing exams or hearing aids. Hearing exams may be covered if a doctor deems it medically necessary to assess hearing during treatment.

You can obtain separate coverage to help with dental, vision and hearing expenses by speaking with a Boomer Savings Center agent at (888) 508-1781.

When can I sign up?

There are several enrollment periods:

  • Initial Enrollment Period:
    • You can first sign up for Part A and/or Part B during the 7-month
      period that begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65. For example: If you are born during the month of June, your initial enrollment period will be from March – September.
    • If you sign up for Part A and/or Part B during the first 3 months of
      your Initial Enrollment Period, in most cases, your coverage starts
      the first day of your birthday month. However, if your birthday is on
      the first day of the month, your coverage will start the first day of the
      prior month. If you enroll in Part A and/or Part B the month you turn 65 or during the last 3 months of your Initial Enrollment Period, the start date for
      your Medicare coverage will be delayed.
  • Special Enrollment Period: 
    • After your Initial Enrollment Period is over, you may have a chance to sign up for Medicare during a Special Enrollment Period. If you didn’t sign up for Part B (or Part A if you have to buy it) when you were first eligible because you’re covered under a group health plan based on current employment (your own, a spouse’s, or if you’re disabled, a family member’s), you can sign up for Part A and/or Part B:
      • Anytime you’re still covered by the group health plan
      • During the 8-month period that begins the month after the employment ends or the coverage ends, whichever happens first
  • General Enrollment Period
    • If you didn’t sign up for Part A (if you have to buy it) and/or Part B (for which you must pay premiums) during your Initial Enrollment Period, and you don’t qualify for a Special Enrollment Period, you can sign up between January 1–March 31 each year. Your coverage won’t start until July 1 of that year, and you may have to pay a higher Part A and/or Part B premium for late enrollment.

What should I avoid when it comes to enrolling for Medicare?

  • We’ve made an easy downloadable guide for you to avoid the top 5 mistakes that most beneficiaries make. Check it out!

The list above are just a few of the most frequently asked questions our specialists receive from clients across the country. If you are still confused or need additional information, connect with us today by calling (888) 508 – 1781 for a free consultation today!