Clients have been under the misconception for years that Plan F is better. For some clients, that’s true but for most, they could benefit from switching to Plan F or choosing Plan F when they first enroll. Here’s why:
- Plan G has the same amount of medical service coverage as Plan F and even with the $183/yr deductible, you still come out saving. It’s simple. If you can find a Plan G that saves you more than $183/year in premiums, you come out ahead.
- Annual rate increases are lower for Plan G than they are for Plan F.
- In 2020, Plan F will be going away.